Loan consolidating in ireland

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When you apply for your loan we will give you information that’s specific to your loan application detailing your loan repayments and APR.The monthly payments and total amount payable are shown in the Financial Information on the first page of the agreement.It is important that you read this information before entering into an agreement.Before applying for credit, you should be satisfied that you can afford the monthly repayments over the full term of the loan.It may also result in legal proceedings, including court action and associated costs, against you.These legal proceedings may include applying for a charging order (or an inhibition order in Scotland) to be placed against a property you own for the amount you owe.A fixed rate personal loan provides you with a lump sum which can be used to spread the cost of more expensive items, such as home improvements or a new car, over a pre-agreed term.It is not suitable to fund day to day expenditure or for use as a deposit for other credit agreements.

The interest rate on our personal loans is variable and may change.

If, for any reason, you feel you don’t fully understand the Bank of Ireland UK Personal Loan or the commitment you’re entering into, please feel free to ask any questions by calling us on 0800 0850 444.

We would also encourage you to take time to consider your application or to discuss it with a family member or friend.

If you fail to make your monthly repayment when it is due additional interest and charges may apply and the total cost of the debt will grow.

Failure to make your monthly repayment can affect your credit rating which may have severe consequences on your ability to obtain future credit or make future credit more expensive.

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