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Make yourself a promise: “Each month I will spend less and put the difference toward my debt so my balance declines by at least 0.” Just like a crash diet or intense new workout routine can lead to burnout, you don’t want to set overly ambitious financial goals that you may abandon in a few weeks or months.
The belief that you simply don’t have enough money to put towards your goals can keep you from dealing with your financial problems.
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There’s no one better to hold you accountable and remind you what you’re sacrificing for than those you love, trust and respect.
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We’ve put together a video of money-saving tips to help get you started.
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The monetary benefits of dealing with financial problems—saving more, paying down expensive debt—will improve not just your bottom line but your overall mood as well.
The less you worry about dealing with finances and money issues, the more you can enjoy life.